The abbreviated name for the Government Employees’ Insurance Company is GEICO. This company is the country’s second-largest auto insurer, with over 18 million policies that insure over 28 million vehicles.
How does a company like GEICO grow its business? There is more to the formula than talking geckos and modern-day cavemen. Insurance companies like GEICO are for-profit businesses, but they do not make money by paying claims after car accidents.
Instead, their financial solvency is due in part to the way they handle claims that injured people submit for payment. Knowing the secrets of the car accident claims process is key to maximizing the amount you receive for your claim after an auto crash.
Geico Employees Are Looking Out for the Company, Not for You
From the moment you contact GEICO to the day you receive your settlement, GEICO employees are following a process designed to minimize your payout. Adjusters and customer service representatives may seem friendly and concerned.
However, they are searching for information they can use to limit the amount of money they pay you. This includes:
- Statements that you “feel fine” or are “doing better” after the crash
- Admissions that you may have contributed to the crash
- Indications that your injuries are not as serious as you claim
- Inconsistencies between your recollection of events and the police report
- Any reason that other drivers, truckers, or rideshare drivers should pay your claim instead of GEICO
Do not fall prey to these tricks. You do not have to give a recorded statement to GEICO, and you should refrain from providing any information to the company without a skilled attorney’s advice and direction.
Your Documentation Is Not as Persuasive as You Think
It is a misconception that GEICO will pay the full amount of any medical bills or repair costs you submit to them. Instead, GEICO will employ medical professionals to review your claim and the amount of compensation you are seeking.
These professionals will scrutinize your records and decide whether the amounts requested are customary for your losses. For example, suppose that you suffer a broken leg in your car accident and you submit your medical bill to GEICO for payment.
If GEICO’s experts believe your doctor is charging too much for treating your broken leg, GEICO will ignore your actual bill and attempt to pay you what it believes your doctor should have charged.
An Attorney Can Help Expedite a Successful Resolution
GEICO and other insurers want to dissuade you from hiring an attorney to help you with your claim. They attempt to do so by suggesting that an attorney will increase the amount of time it takes to process your claim. They might also suggest that an attorney will take too much of your settlement.
However, an experienced and skilled car crash lawyer can save you both time and money. Their involvement can keep your claim moving forward, and their review and investigation of your case can help ensure you receive the compensation you are legally entitled to.
With a knowledgeable attorney helping you, you are freer to focus on your health and your family.
Why Geico Does Not Want You To Know These Secrets
GEICO and other insurance companies prey on the ignorance and helplessness of injury victims to increase their bottom line. When you and others know their true objectives and tactics, you see the need for legal counsel to help you understand your rights and to fight for your interests.
This information can even the playing field and lead to a more successful outcome for you. Enlisting a qualified California lawyer’s help quickly after a crash is best, as they can file your claim within the state’s two-year statute of limitations.
However, even if you are in the midst of trying to get a settlement, hiring an attorney could help prevent an unsatisfactory resolution with GEICO that leaves you without the compensation you need and deserve. Contact Robles Babaee Personal Injury Lawyers today to schedule a free consultation.
Contact Robles Babaee, Personal Injury Lawyers or Visit Our Law Firm in Santa Ana for Help Today
Robles Babaee, Personal Injury Lawyers
1851 E 1st St Suite 810, Santa Ana, CA 92705
(714) 263-3700